Banking work begins with an inventory—not a rush to move money.

Accounts, automatic payments, safe-deposit access, statements, and authorized users require careful documentation. The first move is usually an inventory—not a rush to close accounts or transfer funds.

BUILD THE BANKING INVENTORY

• List each institution, account type, ownership, known authority, and last available statement. List signor capability on the accounts.

• Identify automatic deposits, recurring payments, credit lines, and time-sensitive obligations.

• Note joint owners, authorized users, beneficiaries, and safe-deposit arrangements without assuming what those designations mean.

• Preserve statements, correspondence, and a record of every call and request.

WAIT FOR THE RIGHT AUTHORITY

Access and next steps vary by account, ownership, estate documents, and institution. The family’s attorney, tax adviser, financial adviser, and bank determine the professional and procedural path. Do not share credentials or move money based on a checklist or situational needs.

HOW WE HELP

We build the inventory, prepare questions and direction and document packets, track requests, coordinate appointments, and keep approved follow-up from stalling. We do not hold funds, transact on accounts, or provide legal, tax, or investment advice associaed on financial accounts.